We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

Life insurance is a contractual agreement between an individual (the policyholder) and an insurance company. Under the contract, the insurer promises to pay a designated beneficiary a sum of money ...

A 64-year-old widow faces a series of high-stakes financial decisions all at once: when to claim Social Security, how to ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Most people purchase a life insurance policy so their loved ones are taken care of when they die. But what if you wanted to cash in on that policy while you’re still alive, to pay for necessities now?

Risks are mounting in the life insurance industry, and experts are concerned state regulators are not protecting ...

Stocks and bonds can give you income in retirement, especially through dividends and high-interest bonds, but there is risk ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Retirement means shifting from accumulating wealth to ...

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